New Case Design

67 year old male recently divorced. After finding a new love in his life he is now putting the pieces back together and looking to get back on track.

With $465,000 currently in a money market account he wants to establish a lifetime income and a Life Insurance policy for his new wife. This case resulted from an agent who thought the client was uninsurable but reads my blogs. The client has multiple medical conditions, one of which is Parkinson's disease. We ordered his medical records for the Life Insurance policy and used them to our advantage in reducing the cost of lifetime annuity benefits and produced larger annuity benefit payments. Increasing the maximum payment from the Annuity ultimately covers the cost of the new Life Insurance policy, and creates an approximate total payout of $662,147.

The original agent was unaware that this concept was even possible. We've earned a huge amount of credibility and respect for going above and beyond the clients expectations by delivering two strategic policies that we designed when other agents thought he was uninsurable.